Rates and Fees For Contractor SmartPay
Contractor SmartPay helps contractors run their businesses more efficiently by cutting credit card processing fees, speeding up payments, and offering modern, mobile-friendly payment solutions that save time and enhance the customer experience.
π€ Using Dual / Surcharge Pricing
A pricing model in which the customer covers the processing feeβ 3% and 4%βbased on the rate structure you choose:
- Basic monthly Dejavoo $10 (unlimited processing)
- Basic monthly PayAnywhere $14.95 (unlimited processing)
- Optional: Payments Hub Command Center Premium Plus $29.95. Basic is Free
- Credit cards 0%%
- AMEX 0%
- Reward Cards 0%
- PCI fee $0
- Free payment processing equipment
- Businesses nationwide trust us to process payments for just $10 a month
π€ Using 0.35% Interchange Pricing
A pricing model in which the business covers the processing fee, as outlined in the schedule below:
- Basic monthly $10
- Optional: Payments Hub Command Center Premium Plus $29.95. Basic is Free
- Credit cards 1.49%
- Debit cards 0.39%
- AMEX 2.25% – 3.49%
- Reward Cards 1.95% – 2.9%
- PCI fee $5
- Free payment processing equipment
- * Prices are subject to change
Payments Hub Basic Included With Your Account

Rates and Fees

Let’s Get This Done
What sets Contractor SmartPay apart from the others? Youβll receive dedicated support from both our national team and local expertise directly from me, Greg G. Kapitan. Iβm available by call or text anytime at 801-205-1955.
In short, Contractor SmartPay gives owners simplify operations, speed up payments, and save money on rates and feesβall of which are key to running a modern, efficient auto repair business. If you’re looking to upgrade how you accept payments and serve customers, Payments Hub is a smart solution worth considering.


